Sunday, August 24, 2014

Featured Author: Dale Gibbons

I'm happy to have Dale Gibbons here with his non-fiction book, Master Your Money in 7 Days. It's intended to help families, individuals, and businesses to ... well ... master their money in 7 days. The book includes a downloadable cash flow management tool using Microsoft Excel, which I have started using, and which I think will be enormously helpful for me and my mathematically illiterate brain.

As the book description says, "In this short, easy to read story, you'll learn why budgeting doesn’t work for most people and what to do about it. You’ll learn how to get control and keep control of your money by focusing on your cash flow. You'll meet a young couple who are tired of struggling and worrying about money. They're tired of their money bossing them around and causing stress in their marriage.

They're introduced to a few caring people — true "Money Masters" who share with them a simple seven-day system and easy new habits that put them in control of their money and on the road to financial peace and prosperity.

It doesn't matter how much you currently earn. College students making a few thousand dollars a year to doctors making a half million have benefited from this simple method. It has helped countless folks in all income brackets get and keep control of their money, and it will help you, too."

Get to know Dale in my interview with him, and check out his book. Find out how to master your money in 7 days.

About the book:

Get complete control of your money and enjoy financial peace in as little as seven days using the world’s simplest cash management method.

Dale Gibbons wrote Master Your Money in 7 Days to help individuals and businesses to rebuild their finances in a week. No matter what the income bracket, the constructive new habits taught by Dale Gibbons in his new book Master Your Money in 7 Days and his Cash Flow Tracker are empowering people on every career path to get and keep control of their cash flow.

Gibbons’ system has been tested by college students to CEOs to a church congregation and has helped them all build more financial security for themselves and their families than they ever thought possible.
In his new book, Master your Money in 7 Days, Gibbons speaks to both business owners and individuals who share the common goal of getting their finances under control. He reminds business readers: “Never delegate your checkbook.”   

Gibbons then asks readers to examine their current fiscal status and be candid with themselves when answering the following questions:  
  • Do you run out of money before you run out of month?  
  • Do you worry about how you’ll afford important things for your family?  
  • Have you ever pay overdraft fees?  
  • Were you ever embarrassed at the cash register by an overdrawn account?  
  • Have you tried to save money only to transfer it back to your account to pay living expenses?  
If the answer to those questions is “yes,” then money is mastering you instead of you mastering your money.  

He has also developed a free cash flow management tool using Microsoft Excel, which he details in the book, advising you to use it once a week.  

“Cash flow statements have been around, but they’re set up on a month-to-month timeline, and a month is far too long for the law of entropy to raise its ugly head. So I decided to manage our cash flow on a week-to-week basis. Having 20/20 visibility of our cash flow helped us make informed decisions. As a result, we saved the business and since then, it has grown to millions in sales each year, employs dozens of people and has been on the Inc. 5000 list four times.
Use the Cash Flow Tracker for your business or your personal cash flow management like we do. Set it up properly then update it weekly and you’ll never wonder, guess, or worry about your bank balance again.” -Dale Gibbons.


“Dale brought a different perspective regarding how to evaluate efficiency in our daily processes.” -Kent Weigle, Vice President Credit at Farm Credit Mid America  

“Dale is a high-energy, high-integrity business leader with a knack for developing talent. His marketing skill is matched by his ability to grow a team to deliver on his promises. Dale mentored me to grow my business through expansion.” -Howard Jacobson, PhD Health Writer | Online Marketing  

Interview with Dale Gibbons

Dale, how long have you been writing, and how did you start?
I’ve been writing about eight years, mostly newsletter articles for my own publications sent to customers.

What inspired you to write Master Your Money in 7 Days?
After a dishonest bookkeeper almost put me out of business, I developed a philosophy and a method for never losing control of my cash flow again. I shared the method with friends and relatives, then church groups, and it has changed their lives. They encouraged me to write the book, and at age 49, my mid-life epiphany was to share this with the world.

How long did it take you to write this book?
Six weeks.

Wow. That’s amazing. What do you hope readers will get from it?
I hope they are inspired to take action immediately with the information I give them. It will help them become true masters of their money so they can live their life with more peace, confidence, and power. They can better serve others.

How did you come up with the title Master Your Money in 7 Days?
I wrote several titles and got lots of input from others. I felt this one best summarized the purpose of the book.

Writing isn’t your primary occupation. What else do you do, Dale?
I own two others businesses. One is a tech consulting company, and the other is a coaching and mentoring company to help others improve their cash flow.

How would you describe Master Your Money in 7 Days in a tweet?
Stop worrying and start living. New method helps you get control and keep control of your money in just 7 days.

Excellent. And you did it in just 111 characters. Why did you decide to write this book?
I’ve seen my parents, relatives, and so many friends struggle with keeping enough money in the bank to live without worry that I had to share this with the world. It’s a disarmingly simple, yet incredibly powerful method that is changing lives and improving relationships.

How did you come up with your cover art?
The publishing company designed it, but it is inspired by some of my favorite books by Ken Blanchard.

Tell us about your favorite chapter in the book.
Oh, chapter nine is my favorite because Andrew and Ellie are stunned when they discover who their mentor really is. They learn that being rich doesn’t mean being fancy.

What song would you pick to go with your book?
“Overcomer” by Mandisa.

Who are your favorite authors?
John Maxwell, Dan Kennedy, Zig Ziglar, and Seth Godin.

Um ... wait a minute. My name isn’t on that list. Just kidding. What was your favorite childhood book?
The Little Engine That Could.

Good one, and appropriate. What book are you currently reading and in what format (e-book/paperback/hardcover)?
The Lessons of History by Will and Ariel Durant in paperback.

Do you have a routine for writing? Do you work better at night, in the afternoon, or in the morning?
I write best in the morning but force myself to write any time I need to meet a deadline (mostly self-imposed).

Where do you prefer to do your writing?
My office at home in the country.

Name one thing you couldn’t live without. (It can’t be your phone!)
My computer.

Ditto. If you could only keep one book, what would it be?
The Bible.

What meal or particular food would you want to have if you were leaving the country for an extended period of time?
My mother’s meat loaf!

Would you rather work in a library or a bookstore?
Bookstore for sure.

You won the lottery. What’s the first thing you would buy?
My wife’s dream car, a fully loaded Toyota Sequoya.

If you're ever lucky enough to win the lottery, she's a lucky woman. Name five people with whom you would pick to be stranded in a bookstore.
Abraham Lincoln, Jesus, George Washington, Ulysses S. Grant, and John Maxwell.

Where would your dream office be?
A beautiful estate overlooking the Mediterranean.

Where’s home for you?
We live on 130 acres north of Louisville, Kentucky in southern Indiana.

We’re practically neighbors! I knew I liked you. What’s one of your favorite quotes?
Geez. There are so many. This first that came to mind was actually written by Paul: “Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable--if anything is excellent or praiseworthy--think about such things.”

What three books have you read recently and would recommend?
1.)    The Tools, by Phil Stutz and Barry Michaels
2.)    Change Anything, by Kerry Patterson, Joseph Grenny, David Maxfield, Ron McMillan and Al Switzer
3.)    The Lessons of History by Will and Ariel Durant

What do you like to do when you’re not writing?
Go fishing with my wife. She loves to fish!

What are you working on now?
Writing the material for a 9-week virtual workshop called “The Cash Flow Mastery Workshop.” Enrolling in September.

Excerpt from Master Your Money in 7 Days


What’s different about this book, and why should you buy it?

It isn’t philosophical froufrou. It’s real, step by step “how-to” that will help you get control of your money and sleep well at night.

Most books on personal finance are overwhelming. They try to cover everything there is to know about managing your money. These books leave you frustrated and stuck at square one.

This book reveals the most important, most powerful step to financial peace and wealth. It’s a secret hidden in plain sight, and being blind to it — or ignoring it — is the biggest mistake most people make with their money.

In the easy to read story that follows, you’ll meet a young couple who are tired of worrying about money— tired of their money bossing them around and causing stress in their marriage.

They’re introduced to several people—true “Money Masters” who share with them a simple seven-day system and uncommon habits that put them in control of their money and on the road to financial peace and prosperity.

It doesn’t matter how much you’re currently earning. College kids making a paltry five thousand dollars and doctors raking in five hundred thousand each year are using this method. It has helped countless ordinary folks in all income brackets and careers get and keep control of their money. They learned the system, developed constructive new habits, and have gone on to build more financial security for themselves and their families than they ever thought possible.

The method you’re about to learn isn’t a hard-to-manage budget, and you won’t be carrying around cash in cumbersome envelopes. Plus, your shopping will be guilt free, and you’ll pay your bills with confidence.

Enjoy the journey!

About the author:

Dale Gibbons is an entrepreneur, author, speaker and cash flow consultant. After a dishonest bookkeeper nearly put him out of business in 2007, he developed a simple, effective method for managing cash flow that saved his company. It worked so well, he decided to use the method with his personal finances, then shared it with others.  He has since helped hundreds of people gain peace and confidence with their money. His unique seven-day cash flow management method replaces traditional budgeting and helps his students stop worrying and start living ... in as little as seven days.

Connect with Dale:
Website | Facebook | Twitter 

Buy the book: